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Independence ∙ Coffeyville ∙ Neodesha ∙ Pittsburg ∙ Lawrence
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Current Mortgage Loan Rates  

For Owner Occupied Residential Property

* Rural Housing is a fixed rate, government guaranteed, 100% financing product.

The above rates are based on a Credit Score of 681 or higher.
Rates will be adjusted for Credit Score.

Credit Score
651 - 680 + 0.25%
620 - 650 + 0.50%

Rates will be 1% higher for non conforming loans such as loans with additional acreage, additional collateral, manufactured home or involves construction.  (Excludes 80/20 product)

Loan Fees

 

$0-75K

$75-$150K

$150K-UP

Underwriting

$100

$200

$300

Processing

$150

$200

$250

Document Preparation

$250

$250

$250

Settlement

$100

$150

$200

                             Total

$600

$800

$1,000

"Rates are subject to change without notice"
Rates are updated periodically and reflect a rate indicative to FFSL offerings.
Your rate can only be locked at application.
 

* A.P.R. (Annual Percentage Rate) calculations are based on a $100,000 loan, 20% down payment, without P.M.I. or pre-paid interest. Individual loan requests may vary.
** Must meet underwriting guidelines to qualify for financing.
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