SAVINGS and IRA ACCOUNTS
Effective:
|
| TERM |
BASE RATE/APY |
**JUMBO RATE/APY |
MINIMUM BALANCES |
| PASSBOOK |
0.10/0.10 |
|
1.00 |
| 30 DAY |
0.15/0.15 |
N/A |
25,000.00 |
| 91 DAY |
0.15/0.15 |
N/A |
2,500.00 |
| 6 MONTH |
0.20/0.20 |
N/A |
2,500.00 |
| 12 MONTH |
0.20/0.20 |
N/A |
500.00 |
| 30 MONTH |
0.60/0.60 |
0.70/0.70 |
500.00 |
| 48 MONTH
JUMP |
1.25/1.25 |
N/A |
500.00 |
| 60 MONTH |
1.44/1.45 |
1.54/1.55 |
500.00 |
|
SPECIAL
CD OFFERINGS |
| MILLENIUM
CD |
* |
|
|
| 12 MONTH |
0.30/0.30 |
0.40/0.40 |
2,000.00 |
|
Note:
This product does not automatically renew. |
|
MASCOT
CD |
|
|
|
| 18 MONTH |
0.35/0.35 |
0.45/0.45 |
500.00 |
Note: This product has a current APY of 0.25% for
renewing certificates with a .25% interest rate.
*$1,000.00
minimum deposits allowed during CD term
** $90,000 minimum balance required to earn jumbo rate. |
CHECKING ACCOUNTS OFFERED |
|
RATE |
APY* |
TIERED RATES |
OPENING MINIMUM BALANCE |
|
TOTALLY FREE CHECKING |
N/A |
N/A |
|
25.00 |
|
50+ FREE INTEREST CHECKING |
0.05 |
0.05 |
|
25.00 |
|
VIP FREE INTEREST CHECKING |
0.05 |
0.05 |
|
25.00 |
|
PREMIUM INTEREST CHECKING |
0.10 |
0.10 |
$1,500 & OVER |
25.00 |
|
|
0.05 |
0.05 |
UNDER $1,500 |
25.00 |
|
TOTALLY FREE BUSINESS |
N/A |
N/A |
|
25.00 |
|
BUSINESS INTEREST CHECKING |
0.05 |
0.05 |
|
25.00 |
| FIRST
MONEY FUND |
0.10 |
0.10 |
$2,500
OR MORE |
$2,500.00 |
| |
0.05 |
0.05 |
UNDER $2,500 |
$2,500.00 |
|
|
|
|
|
| PLATINUM
MONEY FUND |
0.10 |
0.10 |
$
.01 TO 10,000.00 |
$5,000.00 |
|
0.15 |
0.15 |
$10,000
TO 30,000.00 |
|
|
0.20 |
0.20 |
$30,000
TO 40,000.00 |
|
|
0.25 |
0.25 |
$40,000
TO 50,000.00 |
|
|
0.30 |
0.30 |
50,000
AND ABOVE |
|
LEGACY
ACCOUNTS |
|
LOW MINIMUM CHECKING |
0.05 |
0.05 |
|
25.00 |
|
NO MINIMUM CHECKING |
0.05 |
0.05 |
|
25.00 |
|
ECONOMY CHECKING |
0.05 |
0.05 |
|
25.00 |
| REGULAR
NOW CHECKING |
0.05 |
0.05 |
|
100.00 |
| SUPER
NOW CHECKING |
0.10 |
0.10 |
$2,500
OR MORE |
$2,500.00 |
|
* (APY) Annual Percentage Yield
Penalty for early withdrawal applies on certificates
of deposit.
  |
|
