SAVINGS and IRA ACCOUNTS |
| TERM |
BASE RATE/APY |
**JUMBO RATE/APY |
MINIMUM BALANCES |
| PASSBOOK |
0.75/0.75 |
|
1.00 |
| 30 DAY |
2.52/2.55 |
N/A |
25,000.00 |
| 91 DAY |
1.69/1.70 |
N/A |
2,500.00 |
| 6 MONTH |
1.94/1.95 |
N/A |
2,500.00 |
| 12 MONTH |
1.98/2.00 |
N/A |
500.00 |
| 18 MONTH |
2.18/2.20 |
N/A |
500.00 |
| 30 MONTH |
2.71/2.75 |
2.96/3.00 |
500.00 |
| 48 MONTH
JUMP |
3.21/3.25 |
N/A |
500.00 |
| 60 MONTH |
3.31/3.35 |
3.55/3.60 |
500.00 |
|
SPECIAL
CD OFFERINGS |
| MILLENIUM
CD |
* |
|
|
| 12 MONTH |
2.37/2.40 |
2.62/2.65 |
2,000.00 |
| BULLDOG
CD |
|
|
|
| 18 MONTH |
2.52/2.55 |
2.76/2.80 |
500.00 |
*$1,000.00
minimum deposits allowed during CD term
** $90,000 minimum balance required to earn jumbo rate. |
CHECKING ACCOUNTS OFFERED |
|
RATE |
APY* |
TIERED RATES |
OPENING MINIMUM BALANCE |
|
TOTALLY FREE CHECKING |
N/A |
N/A |
|
25.00 |
|
50+ FREE INTEREST CHECKING |
0.50 |
0.50 |
|
25.00 |
|
VIP FREE INTEREST CHECKING |
0.50 |
0.50 |
|
25.00 |
|
PREMIUM INTEREST CHECKING |
1.24 |
1.25 |
$1,500 & OVER |
25.00 |
|
|
0.50 |
0.50 |
UNDER $1,500 |
25.00 |
|
TOTALLY FREE BUSINESS |
N/A |
N/A |
|
25.00 |
|
BUSINESS INTEREST CHECKING |
0.50 |
0.50 |
|
25.00 |
| FIRST
MONEY FUND |
1.24 |
1.25 |
$2,500
OR MORE |
$2,500.00 |
| |
1.00 |
1.00 |
UNDER $2,500 |
$2,500.00 |
|
|
|
|
|
| PLATINUM
MONEY FUND |
1.54 |
1.55 |
$
.01 TO 10,000.00 |
$5,000.00 |
|
1.64 |
1.65 |
$10,000
TO 30,000.00 |
|
|
1.74 |
1.75 |
$30,000
TO 40,000.00 |
|
|
1.83 |
1.85 |
$40,000
TO 50,000.00 |
|
|
1.98 |
2.00 |
50,000
AND ABOVE |
|
LEGACY
ACCOUNTS |
|
LOW MINIMUM CHECKING |
0.50 |
0.50 |
|
25.00 |
|
NO MINIMUM CHECKING |
0.50 |
0.50 |
|
25.00 |
|
ECONOMY CHECKING |
0.50 |
0.50 |
|
25.00 |
| REGULAR
NOW CHECKING |
0.15 |
0.15 |
|
100.00 |
| SUPER
NOW CHECKING |
0.25 |
0.25 |
$2,500
OR MORE |
$2,500.00 |
|
* (APY) Annual Percentage Yield
Rates as of 04/22/08 Penalty for early withdrawal applies on certificates
of deposit.
  |
|
