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Independence ∙ Coffeyville ∙ Neodesha ∙ Pittsburg ∙ Lawrence
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Totally Free Checking

Totally Free Business Checking

A FREE account for everyone! Perfect for most businesses!
  • No minimum balance   • No minimum balance
  • No monthly service charge   • No monthly service charge
  • No per check charge   • Unlimited monthly transaction items
    • Unlimited currency deposited per month

VIP Free Interest Checking

  • Easy-to-balance monthly statement
FREE checking with the convenience of direct   • FREE return of check images
deposit, automatic loan payment or automatic   • FREE Online Banking and Bill Pay+
payments!   • Free MasterCard ATM/Debit Card
   • Competitive interest       • Deposits gladly accepted in the night drop
   • No minimum balance   • Locked bags available at not charge
   • No monthly service charge   • Immediate access to funds
   • No per check charge   • Month-end statement cycle
   

50+ Free Interest Checking

Business Interest Checking

FREE for customers 50 & over! Perfect for qualifying sole proprietorships & not-
   • Competitive interest for-profit organizations
   • No minimum balance   • Competitive interest
   • No monthly service charge   • Unlimited FREE monthly transaction items
   • No per check charge   • Only $1,500 minimum balance to avoid a
       monthly fee of only $6

Premium Interest Checking

  • Unlimited currency deposited per month
An account for those interested in higher interest!   • Easy-to-balance monthly statement
    • Higher interest rates on balances of $1,500 or more   • FREE return of check images
    • Competitive interest if balance falls below $1,500   • FREE Online Banking and Bill Pay+
    • No per check charge   • Free MasterCard ATM/Debit Card
    • Only $6 monthly charge if minimum balance   • Deposits gladly accepted in the night drop
       falls below $1,500   • Locked bags available at not charge
    • Immediate access to funds
Every new personal checking account includes:   • Month-end statement cycle
    • Free MasterCard ATM/Debit Card  
    • Free First Federal ATM usage. Three FREE ATM  Click Here To View Checking Rates
    transactions per month at any non-First Federal ATM*  Click Here To Print A Tell-A-Friend Coupon
    • FREE Online Banking and Bill Pay  
    • FREE return of check images +First 15 payments are FREE, 45¢ per transaction thereafter.
    • Easy-to-balance monthly statement Minimum opening deposit is only $25.
    • FREE gift  
    • Free money for your old checks and debit card  
    • Immediate access to funds  
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